Wednesday, December 17, 2014

Determining Which Business To Start?

One of the most difficult things to do for busy employees it to determine the kind of business start-up to choose. Often the underlining reason is not really knowing what your good at or how profitable your ideas actually are. How can you narrow down your options to a set of business ideas that are sure to be a good fit?
Start with three factors. Passion, Niche and Low Overhead Cost.

So which business idea best expresses your passion. What you love doing and thinking about 24/7 day and night? You will most likely never tire of building on your passion.

Market Niche
Of those business ideas that represent your passion which have their own niche in the market. A profitable portion of a market that you've identified as having some special characteristic and that's worth marketing to.

The Cost Factor
It order to breath life in the business it must be funded and have a reliable revenue based in order to grow. Unless your wealthy or can afford to get in debt consider among your passion, market niche ventures those that have the lowest overhead costs.
Next, visit our business plan depository and select the plan that more closely fits your business idea. Download it, edit it, tweak it until you believe your have a working plan for your company. A specialty of ours.

 #HomeBusiness,  #TopHomeBusinessIdeas,  #StartingAHomeBusinesses, #BestHomeBusinesses, #EarningIncomeOnline,  #EarningExtraIncome, #INeedMoreIncome #HowToBeAnEntreprenuer,  #HomeBusinessEntreprenuer #BusinessMarketingIdeas

30yr Fixed 3.68% Down From 3.72%

Today's 30yr Fixed Mortgage Rate is 3.68% Down From 3.72%.

Soon, it will be easier for banks to offer mortgages with down payments as low as 3 percent, says New York Times. That's not much, and we are less than a decade removed from the last great housing collapse. What will this mean for the housing market? Will new homeowners default in the next decade? Read more...

Tuesday, December 16, 2014

Today's 30yr Fixed Rate 3.71%

Today's 30yr fixed rate mortgage is 30yr fixed 3.71% down from last week 3.72%
Current 15yr fixed is 2.95% down from 2.96% last week.

Monday, December 15, 2014

30yr Fixed Mortgage Rate Drops to 3.68%

The 30 year fixed rate mortgage dropped to 3.68%. Last week the fixed rate was up at 3.72%. 
The current 15 year fixed mortgage rate is 2.91% down from 2.96%.

Saturday, December 13, 2014

How To Market Your Business

A private school educator asked us how they might go about marketing their services to the community while drawing in sponsors. Here are a few ideas any small business educator might consider invaluable.

You might consider featuring a kids edited blog and/or vlog regarding special events held throughout the school year. Include themes like "A Day In The LIfe of... " or "One Giant Leap to... " , "Whose Minding The Classroom?", "My night at the Museum"
Showcase kids ingenious inventions, entrepreneurship ideas, performing and artistic talents. Give acknowledgments and credits to sponsors.

Publish a monthly community newsletter comprised of parenting tips, educational programs, learning tools and apps, community and school news as well as upcoming special events. The aim of each article being to showcase one or two features of the curriculum and educational services unique to your schools approach to teaching training and education.

Hold science fairs, performing arts events, enter statewide expos, hold seminars and webinars regarding education alternatives, Consider drawing in sponsorship from local businesses at school sporting events and other occasions.

Hold an annual Night a the Museum event for parents and children. Feature tours, live action costumed presentations of world and community historic events. Action scenes from blockbuster movies depicting historic events. Life size realistic puppets of the Jurassic period, etc. Hand out marketing packets featuring upcoming school events, dates and times for enrollment, discount coupons and freebies provided by local sponsors.

Hold a kid entrepreneur business plan writing contest officiated by school educators and judged by a panel of local businesses with credits, acknowledgements and awards presented by sponsors.

Download child daycare, preschool daycare and adult daycare marketing ideas from Fimark's Winning Business Plans at

Thursday, December 4, 2014

How To Start A Wedding Planner Business

Love weddings? Who doesn't. Weddings are considered the most important event of a couples life. That said many put invest in the ceremony as they would their family and future. Considering getting into the wedding planning business? If so we have just what you've been looking for. 

The first step to considering a wedding planning business is to examine the industry, business process, growth potential, vendor partnership and profits as well as the most successful marketing strategies to grow your business.

The Event Planners Business Plan
Find out the ins and out of startup an event planning business and start planning organizing managing and marketing your business. Download the event planners business plan at… 

Wedding Planner Organizer and Keepsake Book
The wedding planner organizer and keepsake is perfect for keeping all the wedding plans in one neat bound book keepsake book. While it is for the event planner it will serve as a wonderful gift for the bride after the ceremony. Get the wedding planner keepsake book with worksheets and checklists needed for each wedding event.

Free Wedding Planning Checklist
Download our free 7 Days Before The Wedding Countdown Checklist at on our Wedding Planner Blog…/7-day-wedding-countdo…. Congratulations on your new business!

20yr Fixed Mortgage 3.59% Up From 3.57%

The average 20-year fixed rate climbed two percentage points compared to a week ago. 

20yr Fixed Mortgage 3.59% Up From 3.57%

How will the selfie generation fare in the housing marketing within the next year or so? Millennials will surpass Generation X as the biggest homebuying generation as the growth in home values decelerates and rents continue to rise, according to 2015 predictions released Tuesday from real estate information firm Zillow.

Read more news and rates at RLR News.

Wednesday, December 3, 2014

30yr fixed 3.79% up from 3.75% last week

The average 30-year fixed rate hovered around 4% in the past year, ending October at 3.98% (a one-year adjustable-rate mortgage averaged 2.4%). 

30yr fixed 3.79% up from 3.75% last week
15yr fixed 2.99% up from 2.95% last week

Kiplinger thinks that the 30-year rate will rise by less than a percentage point over the course of 2015 

Check rates at RLR News.

Tuesday, December 2, 2014

Daycare Provider Business Plans

One of the most prolific business sectors is that of day care providing. Daycare services have been a main stay provision sought by households for multiple reasons and during all seasons of life. Whether it's infant to pre-k, adult daycare or care for those with special needs, those who seek profiting from this venture often find more leads than they can handle.

The Child Daycare, Senior Centers, Assisted Living and the Adult Daycare industry continues to be thriving service sectors. Many have set up Child and Adult Daycare services for the developmentally challenged in their own homes and made a very good living in the process.

Fimark WInning Business Plans now has four care provider business plan categories: Adult Daycare Business Plan, Senior Center Business Plan, Child Daycare Business Plan and Assisted Living Facility Business Plan. 

Study this competitive daycare business plan and learn how to building a strong service package including a rock solid strategic marketing plan that deeply penetrates the daycare service market sector, 

This plan has been updated and is now available for quick access and instant download at

Top 20 Online Business Plans

The top 20 online businesses that require little or no overhead are as followings:

Online store
Event planner
Home-based food services
Home day care
Yard work - landscaping
Errand service
Computer maintenance
Cleaning service
Energy efficiency consultant
Pet sitter
Virtual assistant
Remote bookkeeper
Cost cutter
Social media consultant
Health insurance consultant
Elder assistant

Whats your passion? You don't need to invest thousands to start a successful business. All that may be needed is less then $100. That's the amount for a .com, a monthly web service fee and a good business plan. The rest is just social networking?

We start by identifying your passion. Passion is the driving force behind anyone's success in the business world. Passion is contagious. Passion is believable. Passion is influential. Passion sells. What's your passion? What do you love to do? Baking, singing, crafts, electronics, babysitting, dog-sitting, selling, fashion. Do you love reading and writing? Write reviews on the books you've read and resell them. Publish your stories, poems and novels. Do you love composing music? Enter the music composition sales market and write jingles, cell phone rings, movie and game theme music. You like doodling? You would be amazed how well doodles sell in the t-shirt industry, on baby shirts, printed on shoes and mugs. You get the idea. Look over the list at Fimark's Winning Business Plans and choose your passion.

Found your entrepreneurial passion? Good! Now let's get it all down and move on to the next step of turning your passion into a business plan and your business plan into a business you can run from home. Go to Home Business Workshop

 #HomeBusiness,  #HomeBusinessIdeas, #ExtraIncome #ExtraIncomeIdeas,  #TopHomeBusinesses, #Top10HomeBusinesses, #HowToEarnIncomeOnline,  #EarningExtraIncome, #INeedAJob #Entreprenuer,  #HomeBusinessEntreprenuer

Etsy Business Plan

So you have an Etsy account. Your products are on display. But your sales are slowing to a trickle. What to do?

Think about this. People buy a quality product because they're able to get a good close look at it, It appears to be well make, there is something or someone associated with the product that touched them emotionally or impressed them in someway.

They feel personally engaged by the person promoting the product.

Branding with personality can go a long way toward promoting your products or service. That's where blogging or vlogging comes in. Consider doing both. Talk about the upside of your life, display a product and show your viewers how you made it.
Explain the story or message behind the product and materials used to make it and what that means to you.

If you have giving the product to a friend or family member as a gift talk about how well it was received.

Remember to incorporate that Etsy professionalism, charm and joy of handcrafting in your presentations.  Speak slowly, calmly and above all delight your audience.

You'll find more marketing and promotion ideas in the Etsy business plan.

30yr Fixed Rates Rise Up 3.77% From 3.75%

Fannie Mae is seeking to bring more people into the housing market, the government said last month that it planned to expand the availability of mortgages with low down payments.

30yr fixed 3.77% from 3.75%
15yr fixed 2. 97% from 2.95%

Check rates at RLR News.

Monday, December 1, 2014

Lenders Easing Mortgage Standards

Some of the largest U.S. mortgage lenders are preparing to further ease standards for borrowers after the release of new guidelines this month from mortgage giants Fannie Mae and Freddie Mac. Find home equity rates as low as 2.75%. 

Wednesday, November 26, 2014

Mortgage Rates Fall Slightly, Remain Below 4%

The 30-year fixed-rate mortgage rate fell for the latest week, marking the eighth straight week below 4%. The 30-year fixed-mortgage rate on Zillow Mortgages, which tracks mortgages on the company's website, was 3.77%